A Beginner’s Guide to UTV Insurance

As with any vehicle, you need to make sure that you have the proper insurance coverage for your UTV. Whether you use your side-by-side for work or recreation, it's important to find an insurance policy that fits your needs. There are a few factors to keep in mind when shopping for UTV insurance, such as the type of side-by-side you have, how you use it, and what kind of coverage you need.

Types of Insurance

UTVs can be used for a wide variety of purposes. If you use your side-by-side for work, you may need commercial vehicle insurance. This type of insurance covers damages to your UTV caused by business activities, such as hauling materials or driving to job sites. If you only use your UTV for recreational riding, you can get a policy that covers personal use.

The type of UTV you have will also affect your insurance needs. UTVs come in different sizes, from small, two-seat side-by-sides to larger six-seat models. If you have a smaller UTV, you may not need as much coverage as someone with a larger model. You'll also want to consider how you use your UTV when choosing coverage. For example, if you only use your UTV on trails, you may not need the same kind of coverage as someone who uses their vehicle for racing.

Do Your Research

When shopping for UTV insurance, make sure to compare policies and coverage options to find the best fit for your needs. The right coverage can help protect you from financial loss if your vehicle is damaged or stolen, so it's important to choose a policy that provides the right amount of coverage for your situation.

If you have got any questions, or you’re still in search of a UTV, get in touch with us at King Machinery in Statesville, NC. Our friendly staff will be happy to help you find what you need.